What you hold
Not All Gold Is the Same Collateral
Bars, sovereign coins, scrap, dental, jewelry and dealer inventory are all gold and none of them is advanced against identically.
No credit check and no obligation. If borrowing is the wrong instrument for your situation, that is what you will hear first.
65%
Advance against market value
$15k
Minimum loan — about $23,000 in gold
Same
Bars returned on repayment. Not equivalent — the same bars
2004
Trading precious metals since
6 what you hold
Two of these you should probably not pledge at all, and the pages say so.
Gold Bars
A cast or minted bar from a recognized refiner is the simplest thing to lend against. Known weight, known purity, public price, and usually a serial number.
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Sovereign Coins
Government-minted bullion coins are widely recognized, easy to verify, and highly liquid. They are excellent collateral — with one caveat that costs people money.
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Scrap & Jewelry Gold
Karat jewelry, dental gold and mixed estate lots are all real collateral. They just take more work to value, because nothing is stamped reliably.
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Dealer Inventory
Every dealer has had the month where the only way to make a purchase or meet an obligation is to sell inventory into a bid that is softer than it should be.
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Inherited & Estate Gold
Inherited metal comes with two complications that purchased metal does not: establishing who is entitled to pledge it, and deciding whether you want it at all.
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What Not to Pledge
A money page whose job is to reduce the size of your loan. These four categories are worth more to you than they are as collateral.
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Next step
Run it both ways before you decide.
No credit check and no obligation. Tell us what you hold and what the money is for, and if selling is the better answer for your situation you will be told that first.
Business purpose only. Not available in Nevada, Vermont, North Dakota and South Dakota.