Process
From First Call to Funded
Six steps. The first is a conversation in which you may be told that selling is the better answer for your situation.
No credit check and no obligation. If borrowing is the wrong instrument for your situation, that is what you will hear first.
The sequence
Nothing here is fast in the way a website usually promises. Verification is a physical process and it takes the time it takes.
- The call — what you hold, what the funding is for, and whether the purpose is a business one.
- An indicative estimate against live spot at our advance rate.
- Insured shipping, which we walk you through, or delivery in person.
- Verification: weighed, tested where needed, serial numbers recorded.
- Funding in days, with terms in writing before you sign.
- Repayment, and the same bars and coins come back.
What is checked and what is not
No credit check. The loan is secured by the metal, so the metal is what gets inspected. That is a fact about the process rather than a promise of approval — collateral is still verified and terms still follow that verification.
What is confirmed is that the purpose is a business one, because that is a legal characteristic of the product rather than a preference.
Terms
Up to 65% of market value. Minimum $15,000, which needs roughly $23,000 of metal. Interest-only monthly at a single-digit rate, no origination fees, no prepayment penalty.
Not available in Nevada, Vermont, North Dakota or South Dakota. Get every term in writing before shipping anything — here or anywhere else.
FAQ
Common questions
- How long does it take?
- Days once verified collateral is in hand. Shipping is usually the longest leg.
- Do you check credit?
- No. The metal is the security and the metal is what gets inspected.
- Can I see terms before shipping?
- Yes, and you should insist on it. Nobody should ship metal against a verbal understanding.
- Where is my gold held?
- A fully insured US vault. Our sister company operates a 9R-rated facility in Fort Lauderdale.
Next step
Run it both ways before you decide.
No credit check and no obligation. Tell us what you hold and what the money is for, and if selling is the better answer for your situation you will be told that first.
Business purpose only. Not available in Nevada, Vermont, North Dakota and South Dakota.